Is there any difference in the fees associated with using Ryft Pay compared to Stripe for deposit payments?

Yes, all transactions in the system will have a flat fee of 2.5% + 5p processing fee. Why? Tuft was an experimental business when we started, and used technologies that were not financially viable for either party to continue with once we hit a scale. By using Ryft Pay we are ensuring the long-term future of the service and are able to keep the transaction costs fair for all.